Konvolut Tabellen

Steindl, Josef

Bibliographic data

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Document type:: Works

Collection:: Josef Steindl Collection

Title:: Konvolut Tabellen

Author:: Steindl, Josef

Scope:: Konvolut aus 11 losen Blättern, handschriftlich, und einer Kopie aus 21 Blättern mit verschiedenen statistischen Überblicksdarstellungen aus den USA bis 1974

Year of publication:: 1975

Source material date:: [vermutlich 1975]

Language:: English

Note:: Titel fingiert.

Shelfmark:: S/M.53.1

DOI:: https://doi.org/10.48671/nls.js.AC14446151

Supplement

Document type:: Supplement

Title:: statistische Tabellen

r -3ZZZZZZIIZIZZZIZZZZIZZIIIIIIIIZZZZIIIZIZI ; Th^. growing strains on the U.S. banking system 85 80 75 Loans grow faster than deposits... Loans aspercawt^ of total ^ 65 60 0 ~~ ''New YorkCHy ; money center bonks Ls . £ •; - i -. 1. 1967 1970 1973 6/30 A Percent 1974 Data: Investors Mananpmont <?ri«nr.fis. BW est. It. is widely known that* the drying up of the market for new capital has led corporations to borrow from the na tion’s banks as,never before. As a result, the banks’prime lending rate—has soared to record levels. What is less widely known is that the banks have ex-« tended themselves to levels far beyond what the invest ment community had come to regard as normal. While a few would suggest that the banking system as a whole is in difficulty, conservative observers both within and outside the banking community are concerned. A glance at the critical debt-to-equity ratios of leading banks indicates how dramatically the situation has changed since congress amended the Bank Holding Compar ny Act in 1970; * Here is a table showing debt ratios—theratiofrof sjmrt- and long-term debt to invested equitv^edfital—whence banks began setting up holding competmes—some in antub^ pation of a liberalized holding company act—and the ratiok for the banks’ holding companie/at the end of 1973. \ Bank Union Bank of California First Pennsylvania Banking and Trust/Co 13.3 to 1 First National Bank of Chicago ..../ 10.2 to 1 Wells Fargo Bank . { 14.3 to * Security Pacific Bank ~ Franklin National Bank Marine Midland Bank (New York) Mellon Bank Bank of America First National City Bank of New York Bank Debt Cd. flati# Ratio-1987 —1973 . . 15.0 to 1 23.1 to 1 .. 13.3 to 1 20.1 to 1 .. 10.2 to 1 20.5 to 1 . . 14.3 to 1 27.8 to 1 . . 13.9- to 1 223 to i .. 20.4 to 1 30.9 to 1 . . 15.7 to 1 23-3 to 1 83 to 1 15.7 to 1 19.2 to 1 31.8 to 1 .. 163 to 1 22/1 to 1 , i\etc York Tim**^ •Includes federal funds borrowed, borrowings from Federal Reserve, and other non-capital borrowings Banks can sell debt but not equity Data: Irving Trust Co., First Boston Corp ! z The banks are overextended As loan demand has grown, and been ac commodated, so has the banks’ reliance on what is often called "hot money"—e.g., federal funds (money borrowed overnight from other banks; figures here are net of such funds lent) and large certificates of deposit ($100,000 or more). The problem is that such money may not stay put. LARGE COMMERCIAL BANKS Certain short-term borrowings as proportion of liabilities 7 <D Q-o. 1969 70 71 72 73 74 <T

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